Table 40. Education-related debt of doctorate recipients, by sex, citizenship status, ethnicity, and race: 2016
Debt level |
Sex |
Citizenship status |
U.S. citizens and permanent residents |
Male |
Female |
U.S. citizen or permanent resident |
Temporary visa holder |
Hispanic or Latino |
Not Hispanic or Latino |
Ethnicity not reported |
American Indian or Alaska Native |
Asian |
Black or African American |
White |
More than one race |
Other race or race not reported |
Cumulative debt |
|
|
|
|
|
|
|
|
|
|
|
|
Mean |
$20,611 |
$27,646 |
$30,803 |
$8,552 |
$39,381 |
$42,875 |
$14,600 |
$65,255 |
$28,664 |
$34,128 |
$27,411 |
$30,203 |
|
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
No debt |
15,341 |
56.5 |
11,627 |
50.5 |
15,169 |
44.3 |
11,620 |
74.3 |
806 |
33.2 |
42 |
35.0 |
1,943 |
64.3 |
450 |
20.0 |
11,311 |
45.3 |
408 |
40.0 |
112 |
50.0 |
97 |
49.2 |
$10,000 or less |
2,531 |
9.3 |
1,878 |
8.2 |
2,845 |
8.3 |
1,541 |
9.9 |
231 |
9.5 |
16 |
13.3 |
255 |
8.4 |
139 |
6.2 |
2,083 |
8.3 |
92 |
9.0 |
19 |
8.5 |
10 |
5.1 |
$10,001–$20,000 |
1,842 |
6.8 |
1,525 |
6.6 |
2,707 |
7.9 |
644 |
4.1 |
222 |
9.1 |
10 |
8.3 |
215 |
7.1 |
128 |
5.7 |
2,016 |
8.1 |
88 |
8.6 |
15 |
6.7 |
13 |
6.6 |
$20,001–$30,000 |
1,496 |
5.5 |
1,335 |
5.8 |
2,340 |
6.8 |
481 |
3.1 |
180 |
7.4 |
D |
D |
141 |
4.7 |
131 |
5.8 |
1,794 |
7.2 |
64 |
6.3 |
D |
D |
13 |
6.6 |
$30,001–$40,000 |
964 |
3.5 |
884 |
3.8 |
1,614 |
4.7 |
222 |
1.4 |
126 |
5.2 |
5 |
4.2 |
82 |
2.7 |
101 |
4.5 |
1,234 |
4.9 |
47 |
4.6 |
7 |
3.1 |
12 |
6.1 |
$40,001–$50,000 |
763 |
2.8 |
807 |
3.5 |
1,323 |
3.9 |
240 |
1.5 |
116 |
4.8 |
D |
D |
81 |
2.7 |
98 |
4.3 |
976 |
3.9 |
40 |
3.9 |
D |
D |
3 |
1.5 |
$50,001–$60,000 |
586 |
2.2 |
575 |
2.5 |
1,011 |
3.0 |
145 |
0.9 |
87 |
3.6 |
D |
D |
47 |
1.6 |
95 |
4.2 |
723 |
2.9 |
40 |
3.9 |
D |
D |
9 |
4.6 |
$60,001–$70,000 |
539 |
2.0 |
550 |
2.4 |
978 |
2.9 |
104 |
0.7 |
84 |
3.5 |
D |
D |
52 |
1.7 |
82 |
3.6 |
722 |
2.9 |
27 |
2.6 |
D |
D |
4 |
2.0 |
$70,001–$80,000 |
445 |
1.6 |
484 |
2.1 |
814 |
2.4 |
113 |
0.7 |
64 |
2.6 |
D |
D |
30 |
1.0 |
95 |
4.2 |
585 |
2.3 |
26 |
2.5 |
D |
D |
3 |
1.5 |
$80,001–$90,000 |
578 |
2.1 |
622 |
2.7 |
1,064 |
3.1 |
126 |
0.8 |
88 |
3.6 |
6 |
5.0 |
45 |
1.5 |
131 |
5.8 |
751 |
3.0 |
30 |
2.9 |
5 |
2.2 |
8 |
4.1 |
$90,001 or more |
2,086 |
7.7 |
2,744 |
11.9 |
4,401 |
12.8 |
395 |
2.5 |
426 |
17.5 |
29 |
24.2 |
133 |
4.4 |
804 |
35.7 |
2,801 |
11.2 |
159 |
15.6 |
24 |
10.7 |
25 |
12.7 |
Total |
27,171 |
100.0 |
23,031 |
100.0 |
34,266 |
100.0 |
15,631 |
100.0 |
2,430 |
100.0 |
120 |
100.0 |
3,024 |
100.0 |
2,254 |
100.0 |
24,996 |
100.0 |
1,021 |
100.0 |
224 |
100.0 |
197 |
100.0 |
Graduate debt |
|
|
|
|
|
|
|
|
|
|
|
|
Mean |
$12,601 |
$18,103 |
19,339 |
$5,834 |
$24,486 |
$29,286 |
$8,995 |
$42,501 |
$17,869 |
$22,141 |
$17,545 |
$18,866 |
|
|
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
No debt |
18,178 |
67.5 |
13,809 |
60.5 |
19,700 |
57.9 |
12,091 |
78.3 |
1,122 |
46.5 |
56 |
47.1 |
2,244 |
74.8 |
651 |
29.2 |
14,814 |
59.6 |
550 |
54.0 |
141 |
63.5 |
122 |
62.9 |
$10,000 or less |
2,320 |
8.6 |
1,755 |
7.7 |
2,694 |
7.9 |
1,363 |
8.8 |
246 |
10.2 |
14 |
11.8 |
191 |
6.4 |
147 |
6.6 |
1,982 |
8.0 |
91 |
8.9 |
12 |
5.4 |
11 |
5.7 |
$10,001–$20,000 |
1,276 |
4.7 |
1,155 |
5.1 |
1,856 |
5.5 |
565 |
3.7 |
174 |
7.2 |
6 |
5.0 |
139 |
4.6 |
129 |
5.8 |
1,335 |
5.4 |
55 |
5.4 |
12 |
5.4 |
6 |
3.1 |
$20,001–$30,000 |
993 |
3.7 |
956 |
4.2 |
1,544 |
4.5 |
395 |
2.6 |
129 |
5.4 |
D |
D |
93 |
3.1 |
127 |
5.7 |
1,134 |
4.6 |
D |
D |
11 |
5.0 |
6 |
3.1 |
$30,001–$40,000 |
682 |
2.5 |
714 |
3.1 |
1,183 |
3.5 |
201 |
1.3 |
98 |
4.1 |
D |
D |
64 |
2.1 |
102 |
4.6 |
864 |
3.5 |
D |
D |
7 |
3.2 |
11 |
5.7 |
$40,001–$50,000 |
531 |
2.0 |
662 |
2.9 |
993 |
2.9 |
193 |
1.2 |
85 |
3.5 |
D |
D |
49 |
1.6 |
117 |
5.3 |
705 |
2.8 |
D |
D |
2 |
0.9 |
2 |
1.0 |
$50,001–$60,000 |
520 |
1.9 |
541 |
2.4 |
906 |
2.7 |
149 |
1.0 |
101 |
4.2 |
D |
D |
38 |
1.3 |
100 |
4.5 |
623 |
2.5 |
D |
D |
5 |
2.3 |
7 |
3.6 |
$60,001–$70,000 |
401 |
1.5 |
476 |
2.1 |
788 |
2.3 |
84 |
0.5 |
67 |
2.8 |
D |
D |
36 |
1.2 |
100 |
4.5 |
551 |
2.2 |
D |
D |
2 |
0.9 |
5 |
2.6 |
$70,001–$80,000 |
342 |
1.3 |
432 |
1.9 |
693 |
2.0 |
80 |
0.5 |
66 |
2.7 |
D |
D |
26 |
0.9 |
92 |
4.1 |
471 |
1.9 |
D |
D |
7 |
3.2 |
1 |
0.5 |
$80,001–$90,000 |
548 |
2.0 |
671 |
2.9 |
1,077 |
3.2 |
131 |
0.8 |
83 |
3.4 |
7 |
5.9 |
52 |
1.7 |
182 |
8.2 |
700 |
2.8 |
38 |
3.7 |
7 |
3.2 |
8 |
4.1 |
$90,001 or more |
1,150 |
4.3 |
1,669 |
7.3 |
2,608 |
7.7 |
194 |
1.3 |
240 |
10.0 |
20 |
16.8 |
67 |
2.2 |
480 |
21.6 |
1,673 |
6.7 |
97 |
9.5 |
16 |
7.2 |
15 |
7.7 |
Total |
26,941 |
100.0 |
22,840 |
100.0 |
34,042 |
100.0 |
15,446 |
100.0 |
2,411 |
100.0 |
119 |
100.0 |
2,999 |
100.0 |
2,227 |
100.0 |
24,852 |
100.0 |
1,018 |
100.0 |
222 |
100.0 |
194 |
100.0 |
Undergraduate debt |
|
|
|
|
|
|
|
|
|
|
|
|
Mean |
$8,128 |
$9,709 |
$11,604 |
$2,793 |
$15,093 |
$13,833 |
$5,691 |
$23,325 |
$10,909 |
$12,052 |
$10,022 |
$11,624 |
|
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
Number |
Percent |
No debt |
19,381 |
71.4 |
15,615 |
67.9 |
21,174 |
61.9 |
13,607 |
87.2 |
1,285 |
52.9 |
68 |
56.7 |
2,315 |
76.7 |
949 |
42.2 |
15,679 |
62.8 |
590 |
57.8 |
153 |
68.3 |
135 |
68.5 |
$10,000 or less |
1,869 |
6.9 |
1,660 |
7.2 |
2,719 |
7.9 |
794 |
5.1 |
246 |
10.1 |
10 |
8.3 |
195 |
6.5 |
201 |
8.9 |
1,938 |
7.8 |
104 |
10.2 |
18 |
8.0 |
7 |
3.6 |
$10,001–$20,000 |
1,778 |
6.6 |
1,674 |
7.3 |
3,026 |
8.8 |
412 |
2.6 |
235 |
9.7 |
11 |
9.2 |
195 |
6.5 |
191 |
8.5 |
2,261 |
9.1 |
103 |
10.1 |
17 |
7.6 |
13 |
6.6 |
$20,001–$30,000 |
1,440 |
5.3 |
1,328 |
5.8 |
2,444 |
7.1 |
309 |
2.0 |
217 |
8.9 |
11 |
9.2 |
123 |
4.1 |
209 |
9.3 |
1,787 |
7.2 |
78 |
7.6 |
9 |
4.0 |
10 |
5.1 |
$30,001–$40,000 |
843 |
3.1 |
777 |
3.4 |
1,462 |
4.3 |
148 |
0.9 |
116 |
4.8 |
5 |
4.2 |
58 |
1.9 |
159 |
7.1 |
1,069 |
4.3 |
40 |
3.9 |
5 |
2.2 |
10 |
5.1 |
$40,001–$50,000 |
528 |
1.9 |
545 |
2.4 |
945 |
2.8 |
122 |
0.8 |
87 |
3.6 |
D |
D |
47 |
1.6 |
127 |
5.6 |
634 |
2.5 |
D |
D |
6 |
2.7 |
7 |
3.6 |
$50,001–$60,000 |
384 |
1.4 |
343 |
1.5 |
644 |
1.9 |
78 |
0.5 |
51 |
2.1 |
D |
D |
28 |
0.9 |
92 |
4.1 |
445 |
1.8 |
D |
D |
2 |
0.9 |
4 |
2.0 |
$60,001–$70,000 |
232 |
0.9 |
271 |
1.2 |
473 |
1.4 |
27 |
0.2 |
51 |
2.1 |
D |
D |
20 |
0.7 |
66 |
2.9 |
312 |
1.2 |
D |
D |
3 |
1.3 |
2 |
1.0 |
$70,001–$80,000 |
167 |
0.6 |
172 |
0.7 |
312 |
0.9 |
24 |
0.2 |
36 |
1.5 |
D |
D |
8 |
0.3 |
33 |
1.5 |
222 |
0.9 |
D |
D |
5 |
2.2 |
2 |
1.0 |
$80,001–$90,000 |
218 |
0.8 |
222 |
1.0 |
393 |
1.1 |
42 |
0.3 |
29 |
1.2 |
D |
D |
14 |
0.5 |
76 |
3.4 |
251 |
1.0 |
D |
D |
2 |
0.9 |
2 |
1.0 |
$90,001 or more |
295 |
1.1 |
386 |
1.7 |
636 |
1.9 |
38 |
0.2 |
76 |
3.1 |
D |
D |
15 |
0.5 |
145 |
6.5 |
373 |
1.5 |
D |
D |
4 |
1.8 |
5 |
2.5 |
Total |
27,135 |
100.0 |
22,993 |
100.0 |
34,228 |
100.0 |
15,601 |
100.0 |
2,429 |
100.0 |
120 |
100.0 |
3,018 |
100.0 |
2,248 |
100.0 |
24,971 |
100.0 |
1,021 |
100.0 |
224 |
100.0 |
197 |
100.0 |